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  1. TERMS By accessing the website www.fintech-ho2020.eu you accept the current version of the terms of use. We may revise these terms of use for this website at any time without notice. If you do not agree with any of these terms, you are prohibited from using or accessing this site.
  2. USE LICENSE Permission is granted to download the materials on the website www.fintech-ho2020.eu for personal and commercial use. Reproduction of the material is authorised, provided the source is acknowledged,save where otherwise stated. It is forbidden to attempt to decompile or reverse engineer any software contained on this website. It is furthermore forbidden to remove any copyright or other proprietary notations from the materials. You may only use this website in accordance with these Terms and Conditions and, in any event, for lawful and proper purposes which includes complying with all applicable laws, regulations and codes of practice within Belgium or other jurisdiction from which you are accessing this website. This license shall automatically terminate if you violate any of these restrictions. Upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.
  3. DISCLAIMER We disclaim all implied warranties with regard to the information, services and materials contained on this website. All such information, services and materials are provided ”as is” and ”as available” without warranty of any kind. We make no warranty, implied or explicit, that any part of the service/content will be uninterrupted, error-free, virus-free, timely, secure, accurate, reliable or any quality, nor that the content is safe in any manner for download. You understand and agree that none of the websites services/content provides professional advice of any kind and that use of such advice or other information is solely at you own risk and without our liability of any kind.
  4. LIMITATIONS In no event we shall be liable for any direct, indirect, special, punitive, exemplary or consequential losses or damages of whatsoever kind arising out of access to, the inability to or the use of this website or any information contained in it, including loss of profit.
  5. LINKS This website includes links to other websites. We have not reviewed all of the sites linked to our website and we are not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by us of the site. Your access and use of such websites remains solely at your own risk.
  6. CHANGES TO THE WEBSITE We may make improvements or changes to the information, services and other materials on this website, or terminate this website, at any time without notice. We may also modify these Terms and Conditions at any time, and such modification shall be effective immediately upon posting of the modified Terms and Conditions on this website. Accordingly, your continued access or use of this website is deemed to be your acceptance of the modified Terms and Conditions.
  7. GOVERNING LAW These terms and conditions are governed by and construed in accordance with the laws of Belgium. The courts of Brussels have the exclusive jurisdiction for any legal dispute.
  8. USE OF THE EU EMBLEM BY THIRD PARTIES The principles of use of the EU emblem by third parties have been set out in an administrative agreement with the Council of Europe. This agreement has been published in the Official Journal of the European Union on 08/09/2012 (2012/C 271/04). According to this agreement, any natural or legal person (“third party user”) may use the EU emblem or any of its elements, as long as this use (a) does not create the impression or assumption that there is a connection between the third party user and any of the institutions, bodies, offices, agencies and organs of the European Union or the Council of Europe where this connection does not exist; (b) does not lead the public to believe that the user benefits from the support, sponsorship, approval or consent of any of the institutions, bodies, offices, agencies and organs of the European Union or the Council of Europe where this is not the case; (c) is not made in connection with any objective or activity which is incompatible with the aims and principles of the European Union or the Council of Europe, or is otherwise unlawful. If the use of the EU emblem complies with the above conditions, there is no need to ask for written permission. Registration of the EU emblem, or a heraldic imitation thereof, as a trade mark or as any other IP right is not acceptable.