Ashraf
Khan is a Senior Financial Sector Expert at the Monetary and Capital
Markets Department of the IMF. He leads MCM’s work on central bank governance,
transparency, risk management, and cash currency management. He also
contributes to the Fund’s work on fintech, and Islamic Finance, and manages the
IMF’s Central Bank Legislation Database.
Before
joining the IMF, Ashraf worked as Head of the Governance and Accounting
Department at the Central Bank of the Netherlands, as WTO Trade Policy Advisor
at the Dutch Ministry of Economic Affairs, and as a corporate lawyer with CMS
Derks Star Busmann.
He
holds a Master of Dutch Private Law, and a Master of International Law from the
Vrije Universiteit of Amsterdam, as well as a Master of Philosophy from
Jawaharhal Nehru University, New Delhi.
Ashraf
is a founding Board Member of the Duisenberg School of Finance, Amsterdam, and
has published numerous articles on governance, risk management, fintech and
central bank digital currencies. His latest
paper (with co-author Majid Malaika)
covers the links between central bank risk management, fintech, and
cybersecurity.
Majid Malaika
joined the International Monetary Fund early 2015 and has built the Application
Security practice at the IMF from the ground up; he is currently working as the
Lead Digital Transformation and Cybersecurity Risks within the Digital Advisory
Unit in the IMF’s Information Technology Department to enable the Fund to experiment and research
emerging technologies such as blockchain/DLT, smart contract, big data, machine
learning and artificial intelligence and its impact to Technical Assistance
missions, growth and stability for the Fund’s member countries.
Majid
received his MSc degree in Computer Engineering and his Doctorate Degree in
Software Engineering from Southern Methodist University, Dallas, Texas. His
research has been published in various journals and conferences including the
CorssTalk Department of Defense (DoD) journal.
Majid’s prior engagements were application
security specialist and security consulting for leading educational technology
companies and multinational financial firms in New York, NY. His work
experience includes threat modeling, architecture risk analysis, risk
management, secure code review, penetration testing; in addition to researching
the security of Fintech topics such as Central Bank Digital Currency (CBDC),
smart contract, open banking and many more.